August 2025
Simplifying GST: What It Means for Your Shopping and Bills
The Goods and Services Tax (GST) Council is preparing for major reforms that could reshape how much you pay for everyday items. The big idea is simplification—moving away from multiple slabs to a structure that is easier to follow, while also lowering the burden on consumers. Current GST Structure Today, GST is split into four…
ITR Filing: Comparing Deductions Under Old vs New Tax Regime for FY 2024-25
The government has extended the deadline for filing income tax returns (ITR) for Financial Year (FY) 2024-25 (Assessment Year 2025-26) to September 15, 2025. Taxpayers now have additional time to evaluate whether the old tax regime or the new tax regime works better for them. Both regimes have their own advantages: Here’s a comparison of…
4 Things That Can Get You Banned From WhatsApp
WhatsApp is one of India’s most popular messaging apps. Millions use it daily for personal and business communication. But not everyone follows its rules. Violating them can lead to a permanent ban. 1. Using Unauthorized Apps Many people use WhatsApp MODs like GB WhatsApp or WhatsApp Plus. These apps offer extra features not available on…
WhatsApp Missed Call Voice Message Feature: How It Works
WhatsApp is testing a new feature for missed calls. Users can now send a voice message immediately after a call is not answered. This is aimed at faster and clearer communication. How the Feature Works Currently, when a WhatsApp call is missed, users can either call back or send a text message. The new update…
Pixel 10 Enables WhatsApp Satellite Calls for Voice and Video
Google has introduced a major update for its Pixel 10 smartphone. Users can now make WhatsApp voice and video calls via satellite networks. This makes Pixel 10 the first phone in the world with this feature. How Satellite Calls Work Satellite calls do not need mobile networks or Wi-Fi. The phone connects directly to satellites…
Hot Tea Linked to Cancer Risk: How to Sip Safely in 2025
Millions of Indians start their day with a hot cup of tea. It is comforting and part of daily life. Recent research warns that drinking tea at very high temperatures may increase cancer risk. Why Temperature Matters Studies show that the temperature of tea is more important than the tea itself. Drinking beverages above 65–70°C…
PPF And EPF Interest: Why Declaring It In ITR Is Safer Even If Tax-Free
Many Indians believe that if an income is exempt from tax, it need not be shown in the Income Tax Return (ITR). This is where confusion arises. Interest from Public Provident Fund (PPF) and Employees’ Provident Fund (EPF) is tax-free. Yet, not declaring it in the ITR could create issues later. PPF Interest: Always Exempt…
Tax Filing 2025: How to Report Interest from Joint Bank Accounts
Many families in India use joint bank accounts. They are convenient, but taxation rules often confuse people. The big question is—who pays tax on the interest earned? Clubbing rule applies Income tax law says tax liability depends on who owns the money in the account, not on whose name appears first. If the first holder…
CIBIL Score Myth Busted: Finance Ministry’s Key Update for Loan Seekers
For years, borrowers in India believed one thing. Without a high CIBIL score, loans were impossible. The Finance Ministry has now stepped in with a strong clarification. CIBIL Score Is Not the Only Factor The Ministry said banks and NBFCs cannot rely only on CIBIL scores. Lenders must also look at other key factors before…
Income Tax Return After Death: Process To Claim Your Parent’s TDS Refund
When a parent passes away, their income tax responsibilities do not end immediately. If there is taxable income or tax deducted at source (TDS) in their name, a legal heir must file the income tax return (ITR). The Income Tax Department allows heirs to file ITR and claim any eligible refunds. Who Can File the…