India Launches Passport Seva 2.0: All You Need to Know About e-Passports, Eligibility & Application Process
Most people don’t think much about their passport—until they need one. Whether for a long-awaited trip, a new job abroad, or an emergency, the process of getting a passport can be smooth or stressful. But in recent years, passport services in India have quietly transformed in the background, becoming faster, more efficient, and far more…
🚆 New Tatkal Booking Rule: Aadhaar Linking Now Compulsory from July 1
Planning to book a Tatkal ticket soon? Starting July 1, 2025, Indian Railways has introduced a crucial change that could affect many travelers relying on last-minute bookings. Tatkal tickets are often a lifesaver when regular bookings are waitlisted or unavailable. They offer a higher chance of confirmed seats, especially for urgent travel. But now, the…
EPF Not Credited? Here’s What You Can Do If Your Employer Skips Contributions
Your salary slip shows PF deductions every month—but what if your employer isn’t actually depositing that money into your EPF account? It’s a scenario more common than you might think—and one that can seriously impact your retirement savings. Let’s unpack what this means and how you can protect yourself. 🏦 How EPF Contributions Are Supposed…
Do You Need to Report Gifts in Your Income Tax Return? Here’s What the Law Says
When it comes to filing your Income Tax Return (ITR), many taxpayers wonder—should gifts be included? Are they taxable? The answer depends on who gave the gift, its value, and the occasion. Let’s break down the gift taxation rules under Indian law so you can file your ITR accurately and avoid surprises. Are Gifts Always…
Pension Comparison Made Simple: How Central Government Officers Can Use the UPS Calculator for Retirement Planning
Retirement planning is one of the most critical financial decisions for central government employees. With multiple pension schemes in place, choosing the right one can feel overwhelming. That’s where the Union Pension Scheme (UPS) Calculator steps in—a digital tool designed to simplify complex pension comparisons and help officers plan wisely for their post-retirement years. Why…
EPFO 3.0: Instant PF Withdrawals via UPI and ATM Coming Soon — What You Need to Know
A major transformation is on its way for over 27 crore Employees’ Provident Fund (EPF) account holders in India. Starting June 2025, the Employees’ Provident Fund Organisation (EPFO) will roll out EPFO 3.0—a digitized, real-time upgrade that allows members to withdraw funds instantly using UPI apps or an EPFO ATM card. Gone are the days…
📵 WhatsApp Stops Working on These Phones Starting June 2025 — Is Your Device Affected?
If your WhatsApp suddenly stopped working this June, it might not be a glitch. WhatsApp has officially ended support for a range of older smartphones as of June 1, 2025, leaving millions of users worldwide unable to access the app unless they update their software or upgrade their device. Here’s everything you need to know….
ITR Filing Due Date Extended for FY 2024-25 (AY 2025-26)
The Central Board of Direct Taxes (CBDT) has extended the Income Tax Return (ITR) filing due date for non-audit taxpayers from 31st July 2025 to 15th September 2025. This extension comes in light of recent changes in the ITR forms and the time required to update the filing utility. The revised deadline is aimed at…
5 Government-Backed Investment Schemes with Guaranteed Returns for Middle-Class Investors
For many middle-class families, managing everyday expenses while saving for the future can feel like walking a financial tightrope. With rising costs and numerous responsibilities, finding safe investment avenues that provide assured returns becomes essential — especially for those who prioritize capital protection over high-risk ventures. If you’re searching for reliable, government-supported savings options with…
Does Your PAN Card Expire? Here’s What You Need to Know
The PAN (Permanent Account Number) card is one of the most essential identity and financial documents in India. Whether it’s opening a bank account, filing income tax returns, or carrying out major financial transactions, a PAN card is often a must-have. But have you ever wondered—does a PAN card have an expiry date? If you’ve…
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