Personal finance
Forgot Your Google Pay UPI PIN? Set or Reset It in Minutes—Here’s How!
UPI is now the lifeline of everyday payments in India. Whether you’re paying rent, bills, or your chaiwala, Google Pay (GPay) has become a trusted go-to. But what happens when you forget your UPI PIN? Or need to set it up for the first time? This guide shows you exactly how to do it—fast and…
Forgot Your UPI PIN on PhonePe? Here’s How You Can Fix It Fast!
Losing access to your UPI PIN can feel frustrating—especially when you need to make urgent payments. Luckily, PhonePe makes it super easy to recover or reset your UPI PIN in just a few taps. Whether you’re setting it up for the first time or resetting it after forgetting, here’s your ultimate step-by-step guide. First-Time Setup:…
UPI Cleanup Begins April 1: Millions May Lose Access—Is Your Mobile Number Safe?
A major UPI update is set to roll out from April 1, 2025, and it could block access for lakhs of users. If your UPI is linked to an old or inactive number, you could be locked out. The National Payments Corporation of India (NPCI) has decided to disconnect UPI IDs linked to unused or recycled…
Should You Close Your Unused Credit Card? Find Out the Truth!
Credit cards provide convenience, rewards, and financial flexibility. But if you have an unused credit card, should you close it or keep it? Many people face this dilemma, unsure of how their decision will affect their financial health. Let’s break down the pros and cons to help you make an informed choice. Pros and Cons…
Unlock Extra Funds with Top-Up Home Loans
Why Top-Up Home Loans Are a Smart Choice for Indian Homeowners Top-up home loans allow you to borrow additional funds on your existing home loan at competitive rates. Unlike personal loans, these loans are cost-effective, as they usually have lower interest rates. Benefits at a Glance: Features Top-Up Home Loan Personal Loan Interest Rate 8.80%…
Who Pays the Bank Loan If the Principal Borrower Dies?
Taking out a loan can be a practical solution to financial needs, but it’s crucial to understand the implications, especially if the borrower passes away before fully repaying the loan. While loans can provide financial relief, over-reliance on borrowed money without careful planning can lead to serious financial difficulties. One key question often overlooked is:…