June 2025
EPF Not Credited? Here’s What You Can Do If Your Employer Skips Contributions
Your salary slip shows PF deductions every month—but what if your employer isn’t actually depositing that money into your EPF account? It’s a scenario more common than you might think—and one that can seriously impact your retirement savings. Let’s unpack what this means and how you can protect yourself. 🏦 How EPF Contributions Are Supposed…
Do You Need to Report Gifts in Your Income Tax Return? Here’s What the Law Says
When it comes to filing your Income Tax Return (ITR), many taxpayers wonder—should gifts be included? Are they taxable? The answer depends on who gave the gift, its value, and the occasion. Let’s break down the gift taxation rules under Indian law so you can file your ITR accurately and avoid surprises. Are Gifts Always…
Pension Comparison Made Simple: How Central Government Officers Can Use the UPS Calculator for Retirement Planning
Retirement planning is one of the most critical financial decisions for central government employees. With multiple pension schemes in place, choosing the right one can feel overwhelming. That’s where the Union Pension Scheme (UPS) Calculator steps in—a digital tool designed to simplify complex pension comparisons and help officers plan wisely for their post-retirement years. Why…
EPFO 3.0: Instant PF Withdrawals via UPI and ATM Coming Soon — What You Need to Know
A major transformation is on its way for over 27 crore Employees’ Provident Fund (EPF) account holders in India. Starting June 2025, the Employees’ Provident Fund Organisation (EPFO) will roll out EPFO 3.0—a digitized, real-time upgrade that allows members to withdraw funds instantly using UPI apps or an EPFO ATM card. Gone are the days…
📵 WhatsApp Stops Working on These Phones Starting June 2025 — Is Your Device Affected?
If your WhatsApp suddenly stopped working this June, it might not be a glitch. WhatsApp has officially ended support for a range of older smartphones as of June 1, 2025, leaving millions of users worldwide unable to access the app unless they update their software or upgrade their device. Here’s everything you need to know….