Govt Scheme
5 Government-Backed Investment Schemes with Guaranteed Returns for Middle-Class Investors
For many middle-class families, managing everyday expenses while saving for the future can feel like walking a financial tightrope. With rising costs and numerous responsibilities, finding safe investment avenues that provide assured returns becomes essential — especially for those who prioritize capital protection over high-risk ventures. If you’re searching for reliable, government-supported savings options with…
EPFO Revolution: Withdraw PF Easily Without Employer’s Nod
The Employees’ Provident Fund Organization (EPFO) is set to roll out game-changing reforms under its EPFO 3.0 initiative. The introduction of self-attestation for KYC verification and a seamless provident fund (PF) withdrawal system are among the major highlights. These reforms aim to simplify processes and enhance user convenience for millions of Indian workers. Major Reforms…
Tax-Efficient Investing Strategies: Maximise Returns While Minimising Tax Liability
Many investors approach the idea of investing primarily as a means of saving taxes, especially under Section 80C of the Income Tax Act. This trend becomes particularly pronounced during the last quarter of the financial year when individuals rush to submit tax-saving investment proofs. However, tax-efficient investing requires a broader perspective and a well-thought-out strategy….
Is It Possible to Withdraw the Pension Share from Your EPF?
SUMMARY:The Employee Pension Scheme (EPS) offers a pension after 10 years of service, determined by your average salary and years worked. Discover the guidelines for early withdrawal of pension contributions and the applicable conditions How to Withdraw Pension Contributions from Your EPF EPF Contributions ExplainedIf you hold an active Employees’ Provident Fund (EPF) account, both…
APAAR ID Card: Revolutionizing Student Identification
What is APAAR ID?The APAAR ID card, short for “Automated Permanent Academic Account Registry,” is an innovative initiative launched by the Ministry of Education and the Government of India as part of the National Education Policy (NEP) 2020. This unique identification card, also called the “One Nation One Student ID Card,” provides students with a…
PMJJBY: Comprehensive Guide to Eligibility, Benefits, and Application Process
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a key life insurance initiative introduced by Prime Minister Narendra Modi on May 9, 2015. This central government scheme offers yearly renewable life insurance coverage against death from any cause. According to recent data shared by the Ministry of Finance on platform X (formerly Twitter), the…