Re-KYC Alert: How to Keep Your Jan Dhan Account Active in 2025

The Pradhan Mantri Jan Dhan Yojana (PMJDY) has given millions of Indians access to banking. With zero-balance accounts, RuPay cards, and direct benefit transfers, it remains the backbone of financial inclusion. Now, account holders must complete Re-KYC (Know Your Customer update) to keep their accounts active. If ignored, services like withdrawals, transfers, and government subsidy…

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CBSE 2026 Exams: Why APAAR ID Is Now a Must for Every Student

What Is the APAAR ID? The Automated Permanent Academic Account Registry (APAAR) is a 12-digit digital identity for students. It was introduced under the National Education Policy 2020 to create “One Nation, One Student ID.” The APAAR ID records all academic achievements, co-curricular activities, and certificates in a single digital account. It connects with DigiLocker,…

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No Balance? No Problem! List of Banks Where You Can Keep ₹0 in Your Account

ICICI Bank’s Rollback After BacklashICICI Bank recently reversed its controversial move to impose a ₹50,000 minimum average monthly balance (MAB) for new urban savings accounts. The bank faced strong criticism from customers, social media users, and financial experts. Many argued the steep requirement excluded middle-class and small-income account holders. After this feedback, ICICI reduced the…

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