Govt. Updates

Your salary slip shows PF deductions every month—but what if your employer isn’t actually depositing that money into your EPF account? It’s a scenario more common than you might think—and one that can seriously impact your retirement savings. Let’s unpack what this means and how you can protect yourself. 🏦 How EPF Contributions Are Supposed…

Retirement planning is one of the most critical financial decisions for central government employees. With multiple pension schemes in place, choosing the right one can feel overwhelming. That’s where the Union Pension Scheme (UPS) Calculator steps in—a digital tool designed to simplify complex pension comparisons and help officers plan wisely for their post-retirement years. Why…

A major transformation is on its way for over 27 crore Employees’ Provident Fund (EPF) account holders in India. Starting June 2025, the Employees’ Provident Fund Organisation (EPFO) will roll out EPFO 3.0—a digitized, real-time upgrade that allows members to withdraw funds instantly using UPI apps or an EPFO ATM card. Gone are the days…

In recent days, social media and several reports have sparked confusion about the DigiYatra app, claiming that it may be used by the Income Tax Department to track down tax evaders. However, the Income Tax Department has officially denied these claims and clarified the purpose of the DigiYatra platform. DigiYatra: A Seamless Travel Innovation DigiYatra…

What is a PUC Certificate? The PUC certificate proves that your vehicle’s emissions are within permissible limits. Every motor vehicle in India must have this certificate under the Motor Vehicles Act, 1988. It is as important as your registration papers and insurance. What If You Don’t Have It? Traffic police are now empowered to fine…

Have you been surprised to find an 18% GST tacked onto your apartment’s monthly maintenance bill? If your housing society is still under your builder’s management, there’s a good reason why — and it’s all about how GST law works. Why You’re Paying 18% GST on Maintenance When the builder continues to manage your apartment…

WhatsApp is the most widely used messaging platform in India, trusted by millions for personal and professional communication. But a pressing question remains: Can the Income Tax Department read your WhatsApp messages? Let’s break down the facts. WhatsApp Chats and Income Tax Raids: What’s Legal? Under regular circumstances, the Income Tax Department cannot access your…

Aadhaar is one of the most essential identity documents in India. Whether you need to open a bank account, get a SIM card, or access government services, ensuring your Aadhaar address is up to date is crucial. If you’ve recently moved to a new city or state, updating your address is quick and hassle-free—entirely online!…

The Indian government has introduced new FASTag rules, effective February 17, 2025. If you don’t follow them, you may get stuck at toll booths. Read on to ensure a hassle-free journey. New FASTag Rules You Must Know The National Payments Corporation of India (NPCI) has updated the FASTag system to improve toll collection. The biggest…

Maintaining a good CIBIL score is now easier! The Reserve Bank of India (RBI) has introduced new rules from January 1, 2025, that make the credit process more transparent and consumer-friendly. These changes ensure faster updates, better notifications, and quicker complaint resolutions. Key Changes in RBI’s CIBIL Rules 1. CIBIL Score Updates Every 15 Days…