Personal finance
Should You Close Your Unused Credit Card? Find Out the Truth!
Credit cards provide convenience, rewards, and financial flexibility. But if you have an unused credit card, should you close it or keep it? Many people face this dilemma, unsure of how their decision will affect their financial health. Let’s break down the pros and cons to help you make an informed choice. Pros and Cons…
Unlock Extra Funds with Top-Up Home Loans
Why Top-Up Home Loans Are a Smart Choice for Indian Homeowners Top-up home loans allow you to borrow additional funds on your existing home loan at competitive rates. Unlike personal loans, these loans are cost-effective, as they usually have lower interest rates. Benefits at a Glance: Features Top-Up Home Loan Personal Loan Interest Rate 8.80%…
Who Pays the Bank Loan If the Principal Borrower Dies?
Taking out a loan can be a practical solution to financial needs, but it’s crucial to understand the implications, especially if the borrower passes away before fully repaying the loan. While loans can provide financial relief, over-reliance on borrowed money without careful planning can lead to serious financial difficulties. One key question often overlooked is:…